How to Save on Christmas Day

Ultimate Family Planner is thrilled to have Madonna from Budget Mum Blog as our next blog feature - offering tips on how to save on Christmas Day!

Madonna is a Budget Blogger, who is an advocate for budgeting to enjoy everything in life, not to go without. She has an amazing blog where she has documented her financial journey, offering many tips and tricks!


2020 has been a bit crazy for most people, and for some people this year has seen a slight or a significant loss of income. And with Christmas comes a lot of expenses but there are ways you can save both your finances and your sanity!

Early planning is key to making sure that you keep within your budget on Christmas Day!

Save on Christmas Day with these simple tips.

Saving on presents

By now you have probably done (or started) your shopping but nothing is
better than a home made Christmas present – a simple homemade fudge or chocolate balls shows love and thanks with a small price to pay. Made with love is the easiest way to spread cheer for cheap at Christmas!

But don’t forget to check out places life FB marketplace for cheap gifts – often
brand new in packaging. Its also a great time to list some unwanted items and make some cash!

Save money on your Christmas Presents

Put the children to work

Get creative making table decorations, bon bons, wrapping paper and cards. There are so many things that can be made for A LOT cheaper and with school holidays around the corner it is the time to get the kids busy crafting up a storm! Both cute and more importantly frugal!

Plan your meal and start shopping early!

If you have to have ham on your Christmas Table, shop
around and start now. Shops will be starting to have sales now to get your business, start comparing to save. Many items can be bought in advance and either stored in the fridge, freezer and pantry and create your own Christmas hamper. Many items (even dips and cheeses) have a long enough
best before date that you can start now and spread the costs! But don’t feel like you HAVE TO HAVE a traditional spread of lots of meats and seafood. The option of a non traditional Christmas meal can be a great saver, even if its only for this year!

Plan your christmas meals to save money for families

Bring a plate

The biggest expense is the food. Don’t be afraid to ask for help. If people offer take them up on the offer. Not only does it save you money but it also saves you effort! Asking people to make a contribution to the food and drink is totally reasonable, even if it isn’t the norm in previous years don’t be afraid to implement it. If you are worried about asking – be polite and be specific!
“We have always loved your potato salad and were wondering if you would mind brining it to Christmas Dinner!” people find it hard to refuse when you love something of theirs! And likewise if your invited to bring a plate – be organised and offer early.

Carbohydrates are often the cheapest way bring a plate so offers plates like, fried rice, pasta salad and potato salad. Easy and cheap to make in bulk. But for things like a dessert think outside the box, chocolate cake with fancy decoration to make it more exciting is much more budget friendly than a cheesecake etc.

Don’t forget that Christmas is about spending time with loved ones NOT going into debt. I hope you can use these tips to save on Christmas Day!


Check out more useful tips and tricks over at Budget Mum Blog and follow her socials!

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